Rectangle 40021 - Alternative Financial Solutions AFS

Landscaping Business Loans Florida: Fast Funding for Lawn & Landscape Companies in 2026

Written by Dylan Roberts, Founder & Managing Director, Alternative Financial Solutions LLC — 601 Brickell Key, Suite 700, Miami, FL 33131 | (305) 209-5072 | info@miaafs.com. Dylan specializes in alternative business financing for Florida small businesses.

Florida’s year-round growing season creates constant demand for landscaping services — and constant cash flow pressure. Equipment repairs, crew payroll, and fuel costs hit weekly while commercial contracts pay monthly. AFS funds based on your bank deposits, not your equipment list.

Can a Florida Landscaping Business Qualify?

Yes. AFS approves Florida landscaping and lawn care businesses in 24 hours based on monthly bank deposits — not tax returns or perfect credit.

  • Credit score: 550+ minimum
  • Monthly revenue: $30,000+
  • Time in business: 6+ months
  • No hard pull on initial inquiry
  • Funding: 24–72 hours after approval

How to Apply

  1. Call (305) 209-5072 or apply online
  2. Submit 3 months of bank statements — no tax returns needed
  3. Receive an offer within 24 hours
  4. Sign via DocuSign from anywhere in Florida
  5. Funds wired within 24–72 hours

Rates & Terms for Florida Landscaping Businesses

ProductFactor RateRepaymentFunding Time
Merchant Cash Advance1.08–1.42Daily / Weekly / MonthlySame day – 24 hrs
Revenue-Based Term Loan1.08–1.35Fixed Weekly / MonthlySame day – 48 hrs
Equipment FinancingVariesMonthly installment3–5 business days
Business Line of CreditPrime + marginDraw as needed48 hrs post-approval
Invoice Factoring0.5%–3%At client payment24–48 hours

Get Funding for Your Florida Landscaping Business

📞 (305) 209-5072 — Mon–Fri 9am–7:30pm EST

Apply Now →

24–72 hr funding • No hard pull • 550+ credit • $30,000+ monthly revenue

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